ArticlesSAMA & NCA Alignment

SAMA & Security

SAMA & NCA Alignment

How Sarj is deployed to meet the expectations of Saudi regulators, and what your compliance team can expect from the process.

Banks, insurers, healthcare providers and government entities in the Kingdom answer to regulators who expect every customer interaction to be secure, recorded and explainable. Sarj is deployed to meet SAMA and NCA requirements from day one, so you can go live without building a separate compliance layer around the agent.

The frameworks

SAMA

The Saudi Central Bank's requirements for banks, finance companies and insurers, including expectations on customer protection, outsourcing and cyber security.

NCA

The National Cybersecurity Authority's controls, including the Essential Cybersecurity Controls (ECC) and Cloud Cybersecurity Controls (CCC).

SDAIA

The Saudi Data & AI Authority's frameworks for personal data protection and the responsible use of AI.

What this means in practice

Data stays in the Kingdom

Processing and storage run in-region. See Data Residency & Hosting.

Every interaction is on record

Transcripts and actions are logged so your team can show what was said and done, by whom, and when. See Call Transcripts & Logs.

Collections done respectfully

For debt collection, Sarj is built for SAMA's guidelines on how and when customers may be contacted, and logs every promise to pay.

Working with your compliance team

Your Sarj deployment team works with your compliance and security teams through review and approval. ECC and CCC audit material is available on request.